Spread the cost with flexible finance 
 
At Sheppards DIY Limited, we understand that customers may prefer to pay with finance, so we've partnered with established credit brokers, Ideal4Finance, to enable you to spread the cost with monthly payments. 
 
The following options are available, always subject to the lender's assessment: 
 
• 0% APR finance over 12 months 
• 12.9% APR over 36, 48, 60 or 120 months 
 
A deposit must be payable and we will agree this before you begin your application. 
 
Ideal4Finance helps thousands of people secure finance for their purchases. They use only reputable lenders and are Trustpilot-rated ‘Excellent’. 
 
You can apply online anytime, and decisions are made quickly. The final decision is based on your individual circumstances, including your personal credit profile, how much you want to borrow and the loan period. 
 
Here is a representative example of a £5000 purchase made over 5 years with a 25% deposit: Purchase price £5000; deposit amount £1250; total credit £3750; loan term 60 months; APR 12.9% (fixed); monthly repayment £85.13; total repayable £5107.93; total cost £6357.13. 
 
There are risks involved in taking out a loan and you should ensure you can make all payments on time and in full; failure to do so can lead to financial difficulties and have a negative impact on your credit score. 
 
If you need support with your application, please call Ideal4Finance on 02036174647 (Monday to Friday - 9am to 5pm). 
 
Please follow the below link to go to our finance application page 
 
Sheppards DIY Limited is an Introducer Appointed Representative of Ideal Sales Solutions Ltd, t/a Ideal4Finance. Ideal Sales Solutions Ltd is a credit broker and not a lender (FRN 703401). Finance available subject to status. The rate offered is always provisional and will depend upon your personal circumstances, the loan amount and the term. 
 
Finance calculator 
 
You can use our handy finance calculator here to find out more about the loan repayments. Please note that this provides a guide only and the exact details will be confirmed during the application process. 
 
Please follow the below link to go to our finance calculator page